I mean, come on, Bankman-Fried. The man who fries banks. As in, the immolation of people's money. The ruling class was betting that most of us are too stupid, or too scared, to say what our eyes see. Turns out they were right.

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Nathan Smith is a former business journalist and columnist at the NBR. He also worked as the chief editor at the New Zealand Initiative policy think tank. He is now a freelance writer and copy editor.