New Zealand doesn’t have a “housing” crisis, it has a “three-bedroom, gabled, 150 sq m, with a white picket fence house” crisis. You need at least a Silver membership plan to access Insight articles. Username or E-mail Password Remember Me Forgot Password Nathan Smith Nathan Smith is a former business journalist and columnist at the NBR. He also worked as the chief editor at the New Zealand Initiative policy think tank. He is now a freelance writer and copy editor. More by Nathan Smith